A freedom to thrive—with coverage that supports it.
In your day-to-day work, you offer transitional housing, skills development, and support services, that help people grow on their own terms. We want to support that mission, and provide reliable, flexible coverage to protect your organization from unforeseen risks and accidents, so you can focus on the bigger picture. Because helping others live independently starts with you being backed completely.
What LIO Brings to the Table:
For Policyholders
Highlights:
Comprehensive Protection:
General liability, professional liability, and excess liability
Hired and non-owned auto liability
Property coverage including business personal property and inland marine
Abuse and molestation
Nonprofit management liability including directors & officers, employment practice liability and fiduciary coverage
Accident protection for your volunteers
Hassle-Free Claims: Our in-house experts will resolve your claims in record time
Supreme Flexibility: Rapid certificate of insurance and policy generation for almost any organization.
Speed of Service: Get your quote in just minutes.
For Brokers
Reasons why to do business with LIO:
Industry-Leading Niche Appetite: 250+ classes of admitted business.
Cutting-Edge Technology: Bindable quotes delivered in minutes No applications required.
Unmatched Efficiency: Same-day turnaround for underwriting referral.
Proven Customer Satisfaction: Industry Leading Net Promoter Score (NPS) - We deliver!