About LIO

“Insurance is too complicated and slow.”

It’s what everyone says, including our CEO, Chris Maguire. So, we made it our mission to look at the entire insurance process through the eyes of our customers when building our system.

We’ve modernized insurance by leveraging technology and decades of expertise, keeping you in mind every step of the way. Purchasing specialized insurance is now quicker, simpler, and more intuitive than ever before.



What You Can Expect With LIO Insurance


  • Tailored HOA insurance and condo association insurance policies based on the clients’ bylaws
    • Property managers covered and comprehensive property coverages
    • Premier property enhancement to cover social engineering fraud, employee theft and forgery or alteration
    • Ability to include hired and non-owned auto and garage keepers legal liability
  • Accident Medical Insurance to help cover unforeseen costs associated with medical bills when treatment is sought after an injury, including
    • Hospital and Intensive care room & board, In-patient and Out-patient surgical benefits, Emergency room benefits
    • Accidental Death, Dismemberment & Paralysis (AD&D) Benefits, and more


  • A bindable quote in minutes
  • A simple and intuitive application process that allows for straight-through processing
  • Immediate policy issuance
  • Simple, online claims submission process
  • Industry specialists ready to answer the phone with no automated and confusing phone systems
  • 48-hour endorsement processing
  • Flexible e-payment installment options (credit card, ACH, Apple Pay, Google Pay)

The insurance process was broken. We put it back together at LIO. Quote. Bind. Issue. In Minutes. Simple as that.

Meet the Team Behind LIO Insurance

Is LIO the insurance company you’ve been looking for to cover your condo and HOA and accident medical clients? Talk to us and find out.