We make insurance simple.

Get bindable insurance quotes in minutes. And that’s just the start.

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Home of fast and easy Community Association and Accident Medical insurance quotes and policies.

The insurance process is complicated. Not anymore.

At LIO, we replaced legacy burdens with cutting-edge technology and powerful data to create an innovative, fast, and intuitive insurance buying experience. Agents generate a bindable policy in minutes, not weeks. With no paperwork!

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We get it: insurance is too complicated and slow. We've modernized it by leveraging decades of expertise to make the insurance process faster, and simpler. Isn't that how it should be?

Key Benefits:

  • Rated A- by AM Best
  • Straight-through processing with immediate policy issuance
  • Tailored coverage to meet your industry needs:
    • Community Association Insurance
    • Accident Medical Insurance
  • You call us, we’ll answer
  • Online claim submission process
  • Flexible e-payment options

Easy as 1, 2, 3

  1. Tell us about the insured’s needs
  2. Get a fast bindable quote
  3. Bind the policy

Plus get superior service and claims handling with a Net Promoter Score over 90! (Industry average is just 37.)

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