Empowering independence, aligned with purpose.
Your orghanization changes lives. Whether you’re offering life skills training, job coaching, or community-based support, the work you do is a beating heart of support for Intellectually and Developmentally Disabled persons. LIO's partnered coverage is here to help protect your staff, services, and participants—without missing a beat. Because championing independence starts with a strong foundation of protection.
What LIO Brings to the Table:
For Policyholders
Highlights:
Comprehensive Protection:
General liability, professional liability, and excess liability
Hired and non-owned auto liability
Property coverage including business personal property and inland marine
Abuse and molestation
Nonprofit management liability including directors & officers, employment practice liability and fiduciary coverage
Accident protection for your volunteers
Hassle-Free Claims: Our in-house experts will resolve your claims in record time
Supreme Flexibility: Rapid certificate of insurance and policy generation for almost any organization.
Speed of Service: Get your quote in just minutes.
For Brokers
Reasons why to do business with LIO:
Industry-Leading Niche Appetite: 250+ classes of admitted business.
Cutting-Edge Technology: Bindable quotes delivered in minutes No applications required.
Unmatched Efficiency: Same-day turnaround for underwriting referral.
Proven Customer Satisfaction: Industry Leading Net Promoter Score (NPS) - We deliver!