Gardens are places of peace and beauty that reflect our connection with nature—but even the most carefully tended landscapes can succumb to unexpected damage, vandalism, and liability claims.
That's why our Public & Private Garden Insurance helps safeguard everything from public botanical gardens to private estates. It's your sanctuary, and it deserves to be protected.
What LIO Brings to the Table:
For Policyholders
Highlights:
Comprehensive Protection:
General liability, professional liability, and excess liability
Hired and non-owned auto liability
Property coverage including business personal property and inland marine
Abuse and molestation
Nonprofit management liability including directors & officers, employment practice liability and fiduciary coverage
Accident protection for your volunteers
Hassle-Free Claims: Our in-house experts will resolve your claims in record time
Supreme Flexibility: Rapid certificate of insurance and policy generation for almost any organization.
Speed of Service: Get your quote in just minutes.
For Brokers
Reasons why to do business with LIO:
Industry-Leading Niche Appetite: 250+ classes of admitted business.
Cutting-Edge Technology: Bindable quotes delivered in minutes No applications required.
Unmatched Efficiency: Same-day turnaround for underwriting referral.
Proven Customer Satisfaction: Industry Leading Net Promoter Score (NPS) - We deliver!