Residential & Counseling Insurance for Drug & Alcohol Programs
Recovery takes trust, reliability, and support—and a partner that cares. When your team is focused on providing a path to recovery, you deserve coverage that won’t relapse. Whether your organization offers 24/7 support, structured programs, or sober living environments, the healing you provide is a responsibility that comes with a healthy dose of risk. Our flexible, comprehensive, and reliable protection covers your staff and operations from liabilities, disputes, and accidents that could leave your safety net exposed. We're here to help.What LIO Brings to the Table:
For Policyholders
Highlights:-
Comprehensive Protection:
- General liability, professional liability, and excess liability
- Hired and non-owned auto liability
- Property coverage including business personal property and inland marine
- Abuse and molestation
- Nonprofit management liability including directors & officers, employment practice liability and fiduciary coverage
- Accident protection for your volunteers
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Hassle-Free Claims: Our in-house experts will resolve your claims in record time
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Supreme Flexibility: Rapid certificate of insurance and policy generation for almost any organization.
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Speed of Service: Get your quote in just minutes.
For Brokers
Reasons why to do business with LIO:- Industry-Leading Niche Appetite: 250+ classes of admitted business.
- Cutting-Edge Technology: Bindable quotes delivered in minutes No applications required.
- Unmatched Efficiency: Same-day turnaround for underwriting referral.
- Proven Customer Satisfaction: Industry Leading Net Promoter Score (NPS) - We deliver!
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