Community Association Insurance

Community living comes with unique risks. HOA boards face exposure to property damage, liability, theft, accidents, and tough decisions that don’t always go as planned. Our coverage is tailored to your bylaws and budget, making risk management one less thing to debate at the next meeting.

Community Association Package

Key Features

  • Primary General Liability limits to include $2M/$4M with up to $5M in excess capacity for HOA, or $1M/$2M for Condo
  • Insured status for property managers
  • Board members and officers to be included as additional insureds, as well as coverage for off-site board meetings
  • Hired and non-owned auto and garage-keepers legal liability options available
  • Premier property extension including swimming pools, seasonal structures and fences

Contact a LIO Regional Executive

If you have questions about our products or appetite, please select your state:

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CAI

LIO Insurance is a proud member of the Community Associations Institute.

Out with the old, in with a faster, more flexible, and digitally-supercharged way to select, buy, and manage specialized insurance coverage.

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