Community Association Insurance

From shared walls to shared neighborhoods, community living comes with unique risks. Whether it’s a single-family HOA or a condo association, boards face exposure to property damage, liability, theft, accidents, and even tough decisions that don’t go as planned. Our coverage is tailored to your bylaws and budget—making risk management one less thing to debate at the next meeting.

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Community Association Package

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Key Features

  • Primary General Liability limits to include $1M/$2M or $2M/$4M
  • Insured status for property managers
  • Board members and officers to be included as additional insureds, as well as coverage for off-site board meetings
  • Hired and non-owned auto and garage-keepers legal liability options available
  • Premier property extension including swimming pools, seasonal structures and fences

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LIO Insurance is a proud member of the Community Associations Institute.

Out with the old, in with a faster, more flexible, and digitally-supercharged way to select, buy, and manage specialized insurance coverage.

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