Cooperative Insurance

Practicing collective action requires individualized protection. Cooperatives thrive on shared success—whether through farming, housing, retailing, or organizing members around a mission. But with so many moving parts, unexpected risks can creep up from any direction. You need shared security. LIO is here to provide customizable, comprehensive coverage for members, participants, and property, no matter your area of operation. Because when everyone’s in it together, the coverage should be, too.

What LIO Brings to the Table:

For Policyholders

Highlights:
  • Comprehensive Protection:
    • General liability, professional liability, and excess liability
    • Hired and non-owned auto liability
    • Property coverage including business personal property and inland marine
    • Abuse and molestation
    • Nonprofit management liability including directors & officers, employment practice liability and fiduciary coverage
    • Accident protection for your volunteers
  • Hassle-Free Claims: Our in-house experts will resolve your claims in record time
  • Supreme Flexibility: Rapid certificate of insurance and policy generation for almost any organization.
  • Speed of Service: Get your quote in just minutes.

For Brokers

Reasons why to do business with LIO:
  • Industry-Leading Niche Appetite: 250+ classes of admitted business.
  • Cutting-Edge Technology: Bindable quotes delivered in minutes No applications required.
  • Unmatched Efficiency: Same-day turnaround for underwriting referral.
  • Proven Customer Satisfaction: Industry Leading Net Promoter Score (NPS) - We deliver!

Contact us and get a quote today!

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