Wholesale

Life Science coverage protects nutraceutical and cannabis organizations. It’s a complex field, but our highly experienced and uniquely specialized underwriting team understands the risks and needs inherent to this sector intimately. Coverage may include product liability, premises and operations, stop gap, employee benefits liability, HNOA, security breach expense reimbursement, and limited product withdrawal expenses.

There’s no limit to the products that manufacturers, suppliers, distributors and retailers can bring into this world, and that means there are a ton of potential accompanying hazards. Thankfully, Products Liability has you covered for bodily injury, and property damage incurred in the use of defective goods or products and legal defense expenses and settlements.

LIO Specialty can help construct the right general liability policy for your brokerage. If you’re contracting work from carpenters, painters, electricians or interior decorators, our custom solutions have every nut and bolt of your business covered.

Whether your insured focuses on commercial LRO, real estate, or vacant land and buildings, LIO Specialty can craft a customized solution for almost any situation. Competitive terms are often dedicated by the jurisdiction, so our experienced team of underwriters is ready to help.